Buying a home is usually the biggest investment you will make, and for most people to make this dream come true they need to take out a mortgage.  The Mortgage process can be long and stressful but with the right mortgage broker all the stress and anxiety disappear.  To help get you started here are some a few items your mortgage broker will ask you for.

- Past 2 years W2's / Tax returns (for self employed people)
- Most recent Paystubs / Profit loss (for self employed people)
- Most recent bank statements. (checking, savings)
- Most recent Investment accounts. (401K, stocks, bonds, etc.)
- Name and number for your Insurance agent

When you are looking around for a good loan officer here are a few questions you need to ask.

- What type of programs do I qualify for?
- Is my program a fixed rate or adjustable rate?
- Is there a pre-payment penalty?
- What is my interest rate and when can I lock in?
- What are my closing costs and other fees in taking out a mortgage?
 
Now that you have the basics down click on the link below and get in contact with an experienced loan officer.